Let me get something off my chest: If you survive a tornado, hurricane, or earth quake that killed children and leveled entire neighborhoods, this is not the time to thank God. God didn’t put out a personal hand to save you, because that implies that the same hand intentionally left others to suffer. God does not direct tornadoes. God does not shake the Earth. God has bigger problems. The Universe is huge, and God doesn’t have time to direct the flapping of every butterfly to ensure that hurricanes only destroy evil people. God cannot be said to have saved you without also having to condemn the dead. That is clearly beyond our ability to understand the intentions of the divine.
You can thank God for the life you have. You can thank God for seeing to it that we have a divine spark of humanity. The spirit of God is at work in the first responders and the Red Cross. God gave us the ability and the compassion to take care of each other. We are created as curious, caring, cooperative creatures (sorry for the alliteration, it came too easily to ignore). That is what we should be thankful for. You never felt thankful for your parents failure to keep you from getting ill, but for their care that helped you get well. Bad things happen because the universe is complex, and we are such a small part of it. The winds are not out to get us, nor the rains or the ground, but it is virtually impossible to build something to withstand all of them. The Earth has its own stresses, far below us, that are released as tremors. The weather is dictated by the sun, the spin of the planet, and every tiny movement of the air. It is beyond our prediction, and it is unconcerned with our desires.
God does not single us out for birth, for death, or for salvation. The tools have been put in place, and it is up to us to use those tools in the best possible way. We’ve been given the intellect to overcome the worst climates and even the vacuum of space. God has intrusted us to save ourselves. It is up to us to put our creativity and compassion to use, putting storm shelters in schools and neighborhoods and building safer homes and offices. God made sure that the universe would provide, but, from a human point of view, bad things happen because we are not the most important thing in the universe, and there are forces at work that we cannot predict or outsmart.
It isn’t fair to blame our individual suffering on God, and thus, it isn’t really necessary to credit God with having a well designed and built house, or a safe place to shelter, or for any of the other human factors that saved you, just like God doesn’t force either team to loose the Super Bowl every year, just so that the other can win.